How to Link PAN Card with Aadhaar Card (Scanned Copy and OTP)
The idea of linking PAN and Aadhaar just didn’t pop out of nowhere. It is a well-calculated move from the Union Government, which is driven by some really interesting motives live:
- Good governance
- Corruption-free India etc.
Please Read all About PM Awas Yojana
These motives actually require that PAN and Aadhaar be linked. Once that happens, the following problems will be resolved overnight:
Tax Evasion: This is a major problem. There entities that try to evade taxes by hiding their identities or creating fake identities or not disclosing all transaction. People usually apply for multiple PAN Cards to show only one class of transactions and hide others so that they don’t need to pay taxes for all taxable transactions. This is a corrupt practice.Once Aadhaar is linked with PAN, a person will not be able to hide his or her identity and hence, application for multiple PAN Cards will become virtually impossible. Government will be in a position to identify a person’s identity by means of Aadhaar, specifically using the biometric as well as demographic information embedded in Aadhaar. Also, those who already have multiple PAN Cards will be caught easily because of the unique identification features of Aadhaar. This will allow the government to take corrective actions immediately. Apart from that, Aadhaar will allow government to easily track every financial transaction and apply taxation rules properly. So, tax evasion will now become history.
Multiple PAN Cards: We have already mentioned this is the previous point itself. Aadhaar will not allow a single person to hold multiple PAN Cards because the biometric information and the demographic data will give the government an upper hand in identifying people who try this dishonest route. Upon successful linking of Aadhaar and PAN, the government can find out all transactions (linked to a PAN) and then find out the person (owner of the PAN) using the Aadhaar. So, if the government finds that there are two or more PANs in the name of a single person, corrective measures will be taken by the government, which will be pretty harsh because the Income Tax Department will unleash a complete search and seize operation that may very well end with imprisonment of the fraudster and hefty fines as well.
IT Filings: IT filings have never been easy. The process is pretty complex. However, the complexity part is taken out of the equation once Aadhaar and PAN are linked. The process of ITR filing online will become so seamless that anyone and everyone can do it easily. Once the two identities are linked, taxpayers will be relieved of the burden of submitting IT acknowledgement to the Department of Income Tax. As a result, a lot of hassles will be eliminated for the taxpayers and will also reduce costs incurred by the Income Tax Department in areas of compliance and execution.
How to link PAN and Aadhaar?
Linking PAN Card and Aadhaar Card is a fairly simple process. However, it will be of great help if and only if you have some computer knowledge because this has to be done online. The process has been described below in the bullet points:
- One your browser and go to Income Tax Department’s e-filing portal. If you have not registered, you can do so. It is a free service. If you have already registered, you will have to login. Use your ID, password and birth date.
- Once you successfully log in, you will be greeted using a pop-up window. This window will ask you for linking PAN with Aadhaar. Once you accept, you will be taken to the next window where you will be show all the information you provided while registering with the e-filing portal.
- The place where you will see your details, you will see a place for entering your Aadhaar number. Before you enter your Aadhaar number, crosscheck every information you see with the information you find on your Aadhaar Card. If the information is correct, you can enter your Aadhaar number.
- After you enter or key in the Aadhaar Number, you will see a button which reads ‘Link Now’. Click on the button.
- Once you click the button, you will immediately see another pop-up message on the screen. The message will say that the Aadhaar has been linked with your PAN.
In case the details with the Aadhaar do not match with the details shown on the website, you have to ask for rectifications. You can have the details changed in your PAN Card easily by updating your profile and then asking for a new and fresh PAN Card. Alternately, you can have the details on your Aadhaar altered and then ask for a replacement Aadhaar Card. You need to have information on both cards identical for this linking to take place seamlessly.
Important questions about linking PAN and Aadhaar
There are some important questions that are asked by everyone. The answers to those questions are mentioned below:
Question: What if the details on Aadhaar and PAN do not match?
Answer: As we said, you have to have the details corrected. This can be done through application either to UIDAI or to Income Tax Department. This means that either the information on your Aadhaar will change or the information on your PAN will change. In case of Aadhaar, only your name, date of birth, your residence address etc. can be changed. In other words, every other information other than your biometric information can be changed on your Aadhaar Card. If you are asking for changes in your PAN Card, there’s no biometric information there and hence, only the information you see on the card can be changed. In either case, you will have to provide valid documents that will give the correct information that needs to be reprinted on either card.
Question: Is it necessary to provide any other document for linking the two cards?
Answer: No other document is necessary. All that is required is that the information (non-biometric) on your Aadhaar Card and your PAN Card are a perfect match. Only if they match, you can ask for a linking or else, you have to have the information edited and corrected before you can have the two linked with each other.
Question: Which details should you be checking while linking Aadhaar and PAN Cards?
Answer: The two cards will have the following information in common:
- Your NAME (check the spelling)
- Your GENDER (check if both are reflecting the same).
- Your BIRTH DATE (check if both documents have the same birth date printed or not).
Basically, you will be cross-verifying your Aadhaar details with information you see on the website. You need not pull out your PAN Card because the information on the PAN Card and the information on the website of e-filing from Income Tax Department will be identical.
What is PAN?
Let us start by asking a simple question – “What is PAN?” Most of us have a card which reads, Permanent Account Number. It is a blue card, about the size of a debit card. It has a number on it, which is alpha-numeric. That card is the PAN Card and as it is clear, PAN is the acronym for Permanent Account Number. Okay, that answers the question, “What is PAN?” But, what really is it? Why do we need it? Who gets PAN and who doesn’t? Who gives PAN?
Here are the answers:
- PAN is a unique identity that is given to every single taxpayer in India.
- PAN creates a direct link to each and every transaction an earning person makes. This link happens under a single umbrella, allowing the Income Tax Department to keep track of every transaction that needs to be taxed or kept outside the purview of tax.
- Indian citizens get PAN. Foreigners who live in India do not get PAN except in the case where the foreigners living in India are actually earning in India. This means that those foreigners are required to pay taxes as their income originates in India. Also, the Indian citizens who are eligible for PAN are the ones that earn. Non-earning people do not get PAN.
- PAN is issued by Income Tax Department.
Are there any other uses of PAN?
Nice question. You have noticed that PAN is basically used for identifying taxable incomes or transactions. This is the primary role of PAN or Permanent Account Number. Apart from this role, the PAN also serves the role of an Identity Proof. This means, a person holding a PAN can always use this document / card as a Proof of Identity. Remember that it can be used only as a Proof of Identity and not as a Proof of Address because PAN contains only and only three things:
- Name of the person.
- Photo of the person.
- Date of birth of the person.
The card doesn’t have address of the person printed on it and hence, the card cannot be used as Proof of Address.
For instance, you may be travelling through train (Indian Railways). It will become mandatory for you to carry a Proof of Identity because the TTE or Travelling Ticket Examiner will ask you to show a Proof of Identity. You can use your PAN Card for the purpose.
Now the we have a brief idea of what PAN is, it is time we answer another question, “What is Aadhaar?”
What is Aadhaar?
Aadhaar is basically an identification card or number. Basically, a number printed on a card. Apart from that, there are several other information available on the Aadhaar Card. That set of information includes:
- Image of Aadhaar Card holder.
- Address of the Aadhaar Card holder.
- Biometric information of the Aadhaar Card holder. The biometric information includes the retina scans of the holder and the fingerprints of the card holder (both are unique to every individual).
- Demographic information of the Aadhaar Card holder.
Okay fine! It is an identification card. But, why when there are other identification cards like PAN, Voter ID, Passport, Driving License, Ration Card etc.?
The whole idea behind the Aadhaar Card was to:
- One uniform identification card for every Indian citizen.
- Eliminate the possibility of people holding multiple copies of same identification card. For example, a single person may have two different voter cards or two different PAN Cards and these cards are not duplicate but actually two complete different cards, giving the same person two different identities. This led to problems like tax evasion, corruption, terrorism etc. With Aadhaar, it is not possible for a person to hold two different Aadhaar Cards because it is not possible for a person to forge retina scans or change fingerprints.
Aadhaar Card, unlike the PAN, contains a 12-digit number. It is purely numeric and not alpha-numeric. This Aadhaar Card / number is being issued by Unique Identification Authority of India (UIDAI). Aadhaar is also an initiative rolled out by Government of India.
Aadhaar is extremely important because there are many government schemes and services where, having an Aadhaar is mandatory for participation. Many private organizations are also increasingly asking for Aadhaar in order to provide their services. For instance, telecom operators are now issuing SIM cards with instant activation only and only if a person purchasing the SIM is offering Aadhaar Card as the verification document. So, simply put, Aadhaar is basically becoming an identification norm in India.
Now that we have a brief understanding of what is PAN and what is Aadhaar, we will try to find out why linking PAN with Aadhaar is important. The reasons behind this linking may not be good news for fraudsters and corrupt people.
Link PAN and Aadhaar Using OTP or Scanned ID Proof (In case of PAN card Data do not mach with Aadhar Card)
Having problem linking your PAN and Aadhaar because of errors in name? Don’t worry! There is a way out. All that you will need now is your PAN card’s scanned copy. Just upload it and voila! The work will be done! No need to have your PAN or Aadhaar fixed.
Alternately, the Income Tax Department is also thinking of introducing the option of OTP for linking the two. This will work only through tax department’s e-filing portal. There is another requirement. The birth date that reflects on your Aadhaar card should be exactly the same as the birth date reflecting on your PAN.
The current problem in linking
Currently PAN card can be linked with Aadhaar card but the only possible option is to go through the e-filing website and update the Aadhaar number. The only criteria for this route is to make sure that bother PAN card and Aadhaar card have the exact same name (spelling) and birth date reflecting. If they mismatch, seeding is impossible. To get around this problem, Union Government will now allow assesses to upload a scanned image of their PAN card to the website of Aadhaar and allows seeding.
Income Tax Department is all set to teach the taxpayers about the various ways that can be used for linking the two cards. These tutorials will be provided through media.
Via uploading PAN’s scanned copy on Aadhaar website
The new systems introduced will help these people:
- People who have short names (initials on Aadhaar).
- People who have spelling errors in their names on their Aadhaar.
- People who got married and updated their new names on Aadhaar but not on PAN.
For these people simply scanning the PAN and uploading the same on Aadhaar website will do as long as their birth dates are same.
Via OTP through e-filing website
For other case where the names of taxpayers do not match on their Aadhaar and PAN, the IT department will send OTP to the mobile number registered with Aadhaar database. The assesses can use the OTP to link the PAN with their Aadhaar through e-filing portal even if their names on their Aadhaar are different from their PAN details. The IT Department will cross check the birth date of those assesses with birth date their provided on Aadhaar and if they are same, the cards will be linked.
Should you have the two cards linked? Ask yourself this and then ask yourself a set of other questions like, “Are you an honest taxpayer?”, “Do you want to see your country corruption free?”, “Do you want to carry the burden of others’ taxes on yourself (remember that if everyone is paying taxes properly, government can actually think of reducing tax rates)?”. Depending on what answers you give for these questions, you will have the answer for your first question. If you ask us, we will say – GET THEM LINKED TODAY.