Rajiv Gandhi Jeevandayee Arogya Yojana: a Maharshtra Govt initiative for the poor
The RGJAY has been started by the Maharashtra government to help the families who cannot afford good treatment of serious illnesses that may lead to physical or mental crippling either temporarily or permanently or even death. The families that are eligible to get the treatment done under this scheme are those who are either below poverty line or above poverty line but not for the white card holders. The ailments that are included are the ones that warrant hospitalization for the procedures like surgery or any therapy or consultation through the health care facilities that are registered with this scheme
RGJAY is plying in whole of the state phase wise for duration of 3 years now. The families that can avail the insurance or coverage on proving their eligibility should be residents of the areas belonging to 35 districts of Maharshtra. The benefit of the RGJAY lies in the fact that it identifies 971 such procedures, 121 follow up packages in 30 categories that are specialized in some field of medical care such as surgeries of various types, treatment of cancer of all types, plastic surgery, burns and trauma of any kind and degree, other specialties of the medical streams that treat serious or life threatening conditions. all the 131 procedures should be performed only in the hospitals or medical colleges run by the government.
The families that can benefit from this scheme should belong to any of the 35 districts of Maharashtra and should hold yellow ration card, AAY card, Annapurna card or orange ration card.
This scheme covers all the diseases for consultation treatment and surgery even if they were present before the issuing of the card.
The scheme covers all expenses made for the treatment up to a sum of Rs 1,50,000/- per family per year in the hospital in the panel.
The scheme will be valid till one month after the expiry date of the card.
The package would include all the cost related to treatment till 10 days after the surgery including the relapse or any complication and in case of death the transportation of the dead body to the town or village will covered in the scheme.
The scheme is a cashless scheme and requires the patient to make no payments whatsoever in the hospital.
The claim of the money by the hospital will be made online and the claim ill need to supported by various documents to prove its validity.