Dec 062015

Janani Suraksha Yojana (JSY)

Janani Suraksha Yojana is a movement to safeguard the motherhood of a woman. This initiative is been launched by the National Rural Health Mission (NHM). This initiative has been taken up for reducing maternal and neonatal deaths. This can only be done by getting a proper institution for deliveries so that it is ensured that there are correct procedures followed during the same. This initiative is largely beneficial for the poor and underprivileged women. The Janani Suraksha Yojana will be enforced in all the states and UTs of India with a prime focus on the Low performing and under developed states.

Janani Suraksha Yojana

Before 2005 the National Maternity Benefit scheme was in affect and in the same year is was modified to Janani Suraksha Yojana. The National Maternity Benefit scheme was started in 1995 and the same was transferred to the Department of Health and Family welfare from the Ministry of Rural Development in the year 2001-02. The NMBS also provides a sum of Rupees 500 to every under privileged woman at the time of child birth, up to two live births and the women need to be above 19 years of age and should be below poverty line. After the JSY was implemented graded assistance based on the category of the state as well as the financial condition of the beneficiary is seen and also checked whether she is from rural or urban area or not. Any state which is delivering institutional delivery less than 25% is termed as Low performing state and the rest, above the mark are High Performing States. The states like Uttar Pradesh, Uttarakhand, Madhya Pradesh, Chhattisgarh, Bihar, Jharkhand, Rajasthan, Odisha and the states of Assam & Jammu & Kashmir were classified as Low Performing States. JSY is a scheme which is centrally sponsored and also provides financial help at the time of delivery for help post– delivery.

ASHA is the identified social activist that acts as a bridge between the government and the needy women. They cover women in the 10 LPS states. Any woman who needs help can get in touch with ASHA or anganwadi workers engaged in their state and benefit from this yojana.

Salient features of JSY

This yojana is only for the benefit of poor women at the time of child birth in all Low performing states. Each woman who is registered will have a JSY card. ASHA or anganwadi workers would supervise the complete process and would prepare a complete plan. This includes activities like Antenatal check-up and post-delivery care. A BPL certificate is required for citizens of HPS states so that they can benefit from this scheme.

Scale of Cash Assistance for Institutional Delivery:

Category Rural area.   Total Urban area   Total
  Mother’s package ASHA’S package Rs Mother’s package ASHA’s package Rs
LPS 1400 600 2000 1000 200 1200
HPS 700   700 600   600

The cash assistance is to meet the needs of the mother at the time of the child birth and will be paid to the institution directly. If the woman is going to a public health institution for her delivery then the entire amount will be paid in one go directly to the institution. But if they are going to any private organization for antenatal care then only some part of the finances will be reimbursed. In such cases around three- fourth of the cash payment is paid to the beneficiary after all the verifications at the time of delivery.

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